Get comprehensive/zero excess coverage for sure. Standard CDW has 1500-2000 AED excess you pay for damage – one parking scrape and you’re out 1500 AED. Comprehensive eliminates excess, costs extra 25-40 AED daily (750-1200 AED monthly). Through Octane Rent I pay 800 AED monthly for comprehensive on top of base rental. Worth it for peace of mind. Insurance reasoning at https://www.techloy.com/why-monthly-car-rental-in-sharjah-fits-the-lifestyle-of-tech-professionals/ for tech workers. Why tech people especially need it: we’re often distracted (thinking about code/problems while driving), parking lots crowded, UAE traffic aggressive, one accident ruins your month financially and mentally. Comprehensive means you drive stress-free, small dings don’t cost you, rental company handles everything. What’s NOT covered: tire damage (watch curbs), interior damage (no smoking/food rules), violations causing damage. For tech salary, extra 800 AED monthly is reasonable insurance premium for hassle-free driving.
